WhatsApp Payments: How to set up, send, receive money in WhatsApp

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Later more two years of regulatory hurdles, WhatsApp has started offering its UPI-enabled Payment feature in Bharat. Similar to messages, WhatsApp Pay allows users to ship or receive money instantly in WhatsApp chats. The feature is built on top of the National Payments Corporation of India's Unified Payments Interface (UPI) protocol.

In this handy guide, we take demonstrated nearly everything you need to know about payments in WhatsApp including how to prepare WhatsApp Pay, how to send or receive coin in WhatsApp chats, how to add or delete a bank account in WhatsApp, and more.

Earlier you lot brainstorm, you should know that WhatsApp will now be able to admission your following data and fifty-fifty share them with all Facebook-owned companies – whether yous utilize Facebook or not:

Your business relationship registration data.
Transaction & payments data – including your bank residuum
Information on how you interact with others.
Mobile device data.
Your IP address.

How to prepare up, get started with WhatsApp Payment

Thanks to WhatsApp Pay, users tin transport or receive money in chats without exchanging cash in person or going to a local bank. WhatsApp Pay enables transactions with more than than 160 supported banks including ICICI Depository financial institution, HDFC Bank, Axis Bank, the State Bank of India, and more. The UPI-enabled payment system is at present bachelor on the latest version of WhatsApp for Android and iOS.

Read: Listing of Best Mobile Wallets in India to Make Online Payments

How to add or remove your depository financial institution business relationship in WhatsApp

Yous can send or receive money only after you lot take added your bank account to WhatsApp. Brand sure yous have an account at an Indian banking company that supports UPI, and your WhatsApp phone number must exist associated with the banking concern account you want to add.

Setting up WhatsApp Payments for the first time

Open up WhatsApp > Tap More Options > Payments > Add new business relationship.
Accept WhatsApp'due south Payments Terms and Privacy Policy.
Select your bank.
Tap Verify via SMS > Allow.
Tap the bank account y'all want to add.
Tap Done.

Yous can have more than one bank account added to WhatsApp simultaneously

Open WhatsApp > Tap More Options > Payments.
Tap the 'Add together payment method' nether the payment method.
Select your bank.
Tap Verify via SMS > Permit.
Tap the bank account you want to add.
Tap Done.

You tin can delete the bank business relationship yous have added to WhatsApp

Open WhatsApp > Tap More Options > Payments.
Tap on the bank account you desire to remove under Payment methods.
Tap More Options > Remove payment method.
Tap Remove when prompted for confirmation.

How to send or receive coin in WhatsApp chats

You tin can ship and receive money in chats just afterwards you have added your banking company account to WhatsApp.

How to send coin to your WhatsApp contact

Go to WhatsApp and open the chat with whom you would like to send money
Tap Attach > Payment (This option volition appear only when both parties have ready WhatsApp Pay.
Under 'Pay,' enter the amount and add the note, which is optional.
Enter your Pin. Brand sure you accept already set the UPI PIN.
Once the transaction is complete, you can check the payment details.

If you are setting up WhatsApp Pay for the first time, information technology might inquire you to verify your debit card data, which is required to set up the UPI Pivot.

Receiving money on WhatsApp

Similarly, you lot can also choose to request money from someone on WhatsApp:

Go to WhatsApp and open the conversation with whom you would similar to request coin.
Tap Attach > Payment > Navigate to Request.
Enter the amount you lot desire to request and add an optional notation.
The request expires in half-dozen days.

Once you accept received the money, y'all can check the payment details past tapping the transaction bulletin.

How to modify or prepare up new UPI Pivot in WhatsApp

Open WhatsApp > Tap More options > Tap Payments.
Select the bank account to alter the UPI PIN.
Tap Change UPI Pivot or Forgot UPI PIN.

In case you select Forgot UPI Pin, tap CONTINUE and enter the last six-digits of the debit menu number and the expiry appointment. In some cases, your bank might prompt you to enter the CVV number. If you selected Modify UPI Pin, all you need to do is enter your existing UPI Pin. And then, WhatsApp will prompt y'all to enter a new UPI PIN. At present, confirm the new UPI PIN.

How to send or request money using UPI ID or QR code in WhatsApp

Believe information technology or non, you tin also send or request money using UPI or by scanning QR lawmaking in WhatsApp:

Open WhatsApp > Tap More than options > Payments > New Payment.
Select To UPI ID or Scan QR Code (If you lot selected the UPI ID choice, enter the UPI ID).
If you selected the QR Lawmaking option, scan the QR code.
Tap either Send or Request money.
Enter the corporeality you want to send or request.> Enter the note (optional)
Tap the Arrow icon.

How to observe QR lawmaking associated with your WhatsApp Pay

WhatsApp assigns a unique QR lawmaking to each Payment account. Others tin scan that QR code to ship you coin over WhatsApp Pay UPI:

Open WhatsApp > Tap More options > Payments.
At the top of the screen, you will find your WhatsApp Pay QR lawmaking.

Are you using WhatsApp Pay to send or receive money in WhatsApp chats? How is your WhatsApp Pay experience so far? Allow us know in the comment below.

Tanmay loves writing most Technology, Net, Apps, Social Media, and Cybersecurity. He too tracks OTT video content streaming infinite and likes to spend his weekends watching plays.